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Having good credit scores is key to enjoying a number of benefits.

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Key among them is the fact that you are able to secure a loan without a lot of requirements.

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Individuals with good scores are likely to get credit card approvals faster and can apply for cell phone contracts without any security.

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Other benefits of having good scores include the ease of securing good rates on insurance, hher loan limit approvals, increased negotiating power and low-interest rates on credit cards or loans.


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